Self Certification Mortgages
A business self certification mortgage or self declaration mortgage can be used to purchase a new business property, remortgage an existing business property or to raise much needed additional funds.
All types of property can be financed including pubs, hotels, guest houses, restaurants, shops, offices, farms and industrial units. In fact almost any business property can be considered.
A self certification mortgage means that we do not need to see any accounts at all. All we are interested in is the value of the property, so the lack of financial information will not affect the approval of the mortgage.
This type of mortgage is ideal when there are no accounts available, existing accounts do not reflect the potential of the business or for start up businesses.
At First Business Mortgages we don't believe that our clients should have to have a lender interview, provide business plans or have to go through a time consuming application process with the bank.
Our straightforward, hassle free process means that we'll do most of the work for you and make sure you have your mortgage funds soon as possible.
- Call or apply on line and we'll give you a decision in principle within 2 hours (immediately in many cases)
- Complete the simple application form
- We will arrange for the survey to be undertaken
- Mortgage Offer issued
- We liaise with solicitors to ensure that drawdown of the mortgage takes place as soon as possible
- Where appropriate we refund your valuation fee
And don't forget that we won't charge you any fees at all, and in most cases we will also arrange for the cost of the valuation to be refunded back to you.
Agreement in principle within two hours!
To find out what First Business Mortgages can offer you to help secure your new business please click here to get a quote or give us a call on 01803 540713.